I was operating a bicycle on a New York City street. A car struck my bicycle leaving me with serious physical injuries. I was taken to the emergency room. After my initial treatment I was treated by my family physician. Which insurance carrier is obligated to pay for my medical bills?

If you were struck by a car as described – think “No Fault Insurance”. The fact is that in most such situations you will be covered by no fault coverage as the primary insurance. That being the case, it is very important that you timely determine which insurance carrier will cover your injuries. In this case, the vehicle which hit your bicycle and caused your injuries will be responsible for such medical bills.