Free Case Evaluation

Fill Out The Form Below To Find Out If You Have A Case.

Thank you for contacting us. One of our colleagues will get back to you shortly.

The yellow taxi has long been an iconic part of the New York City landscape. Along with the subway, it has also served as the most popular form of local transport. Yet the introduction of ride-sharing services has given New Yorkers a new choice; with the simple push of a button on an app, they can hail a private vehicle from services such as Lyft to whisk them away to their preferred destination.

Ride-sharing platforms have seen exponential growth in recent years — and that growth is expected to continue to surge. Between 2017 and 2022, the ride-sharing market is projected to more than double in value.

Yet while these services offer travelers much in the way of efficiency and convenience, they, like taxis, are often responsible for serious injuries to pedestrians, passengers and motorists. And, because ride-sharing is still relatively new, the law surrounding these accidents is often quite complex.

With that in mind, let’s take a closer look at what you need to know if you’ve been in an accident involving a Lyft driver.

Ride-sharing injury considerations

There are several key things of which to be aware if you’ve been injured while riding with Lyft. First, you should understand the various insurance issues that surround ride-sharing.

Lyft has a group policy in place which provides up to ($1,000,000) One Million Dollars in liability coverage if a Lyft driver has been involved in an accident with another vehicle or with a pedestrian or bike when in the course of driving a passenger or after he or she has been matched and the driver has accepted the passenger.

Whether this coverage applies during the brief period between being matched and acceptance of the passenger is an issue which requires review of the terms of the applicable policy, as the Lyft website states somewhat inconsistent language on this issue. (It is also significant that the main competing service Uber, has a ($1,250,000) One Million and Two Hundred and Fifty Thousand Dollar liability coverage policy during this period and they clearly state that the coverage is effective upon acceptance of the passenger on the driver app).

You should be aware, however, that there is another potential wrinkle in ride-sharing injury insurance coverage in case of an accident. If a Lyft driver is off-duty when the accident occurs, then his own private insurance (with whatever limits that policy may have) is the only coverage applicable to the accident.  The same applies to Uber drivers when they are off-the app which in effect is being off duty.

Another period of Lyft coverage is the period when a driver has his app open and has not been matched with a passenger. During such a period of time, if the driver is involved in an accident, Lyft affords liability coverage for acts and omissions of the driver of up to the limit of $50,000 per person and $100,000 per accident. Therefore, if you were involved in an accident while driving a car, a bike or while a pedestrian with a Lyft vehicle, and it was during the period before a match, the maximum coverage afforded by Lyft during this period is the $50,000 per person and $100,000 per accident.  (Once again, Uber provides a greater amount of coverage during this same period. Uber provides $75,000 per person and $150,000 per accident for the period when the driver is on his Uber app awaiting an assignment.)

What should I do if I have been injured in an accident with a Lyft driver?

What is clear from the maze of potential insurance coverages which may be applied to a given situation is the fact that when a person is in an accident with a Lyft driver, it is important to obtain both the Lyft drivers personal insurance information as well as his Lyft insurance information.

There are times when it will be unclear whether the vehicle app was on or off when an accident occurs. In such a situation, both insurance carriers should be notified that the accident occurred.

It is always important to take as many photographs as possible in order to record the physical facts as they existed close to the time of an accident. Take photographs of the condition of the vehicles from every side and angle of the vehicle. It is also useful that photos be taken of the scene of the occurrence.

If you have suffered physical injuries, take photographs of the injury in order to preserve the nature and extent of how the injury looked after the accident.

It is also important to obtain the accident number of the police report as well as the names and addresses of all witnesses to the accident.

All of this information will be useful to your attorney when investigating and litigating your case.

Call and retain a lawyer as early in the process as possible in order to resolve legal issues, prepare a potential lawsuit and in order to communicate with the applicable insurance carriers.

Image for New York Lyft Accident Lawyers Information Page

Verdicts & Settlements

  • $8 Million for Pedestrian Knockdown Case
  • $3 Million for Lead Poisoning Case
  • $3 Million for Pedestrian Knockdown Case
  • 2.6 Million for Lead Poisoning Case
  • 2.2 Million for Lead Poisoning Case
  • 2 Million for Lead Poisoning Case
  • 1.875 Million for Defective Product Case
  • 1.5 Million for Lead Poisoning Case
See More Verdicts & Settlements

CLIENT TESTIMONIAL

Frankel Law Firm was extremely professional. They were very helpful with every step of the process, always reachable to answer questions and give excellent advice. They were a pleasure to work with!

Bicycle Accident News

Law

Cyclist Dies After Collision With Brooklyn Bus

19 May 2020

Law

Do Bike Lanes Really Protect Cyclists? A Closer Look

13 May 2020

Law

Why Budget Cuts Could Lead to More Cycling Deaths and Injuries, Post-Pandemic

05 May 2020

Law

A Guide for What to Do Next if You’ve Been Involved in a Cycling Collision

19 March 2020

Law

Side-Swipe Cycling Accidents: A Serious Danger on NYC’s Streets

16 March 2020

Law

Why 2019 Was an Especially Deadly Year for NYC Cyclists

03 March 2020

Law

Understanding Bicycle Accident Damage Claims in New York City

25 February 2020

Law

Cyclists Take Note: Lyft's E-Bikes Are Back

24 February 2020

Law

Mayor Bill de Blasio Draws Fire for Proposed Cycling Safety Changes and Handling of Pedestrian Deaths

13 September 2019

Law

Cyclist Critically Injured in Central Park, Raising More Questions About Bicycle Safety

05 September 2019

Law

19th NYC Cyclist Killed, Raising More Safety Concerns

18 August 2019

Law

Another Brooklyn Bike Accident – Mayor Urges Action

06 August 2019

Law

Cycling Fatalities on the rise in NYC – Mayor orders crackdown

26 July 2019

Law

Dangerous Intersections and Streets in New York City

22 April 2019

Law

Coach Bus Driver Found Guilty of Violating the New York City Right of Way Law – MTA Bus Driver and Sanitation Worker Face Similar Charges – an Analysis of the Right of Way Law – What You Need to Know

14 October 2018

Community

How to Beat New York Traffic? Take Up Cycling  

12 September 2018

Law

How New York City is Making its Streets Safer for Cyclists

06 September 2018

Law

The Big Apple's Very Best Bike Rides

05 September 2018

Law

Going Cycling in New York City in 2018? Here's What You Need to Know

25 August 2018

Law

A Short Guide to Safe Cycling in NYC

20 August 2018

Law

New York City is Experiencing a Cycling Boom. But How Safe Are Its Streets for Cyclists?

13 August 2018

Law

Cyclist Killed in Queens Accident; Total Cycling Fatalities in NYC on the Rise  

15 June 2018
See More Articles

Fill out the form below to find out if you have a case.